Loan programs

Short-term and long-term financing for residential and commercial investment property.

Fix & flip / rent

Short-term financing to buy and renovate investment property, with rehab funds available.

Fix & Flip / Rent (1-4 Units)

Short-term rehab loan for 1-4 unit residential properties.

Loan amount
$50K - $5M
Term
12-18 months, interest-only
Property types
Single Family, 2-4 Unit, Townhome, PUD, Warrantable Condo

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Fix & Flip / Rent (5+ Units / Mixed Use)

Rehab loan for residential 5+ units and mixed use.

Loan amount
$250K - $10M
Term
12-24 months, interest-only
Property types
Residential Multifamily 5+, Mixed Use

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New construction

Ground-up construction financing for experienced builders, including programs with an exit DSCR test.

New Construction (1-4 Units)

Ground-up construction loan for 1-4 unit residential, with exit DSCR test.

Loan amount
$50K - $5M
Term
12-18 months, interest-only
Property types
Single Family, 2-4 Unit, Townhome, PUD, Warrantable Condo

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New Construction (5+ Units / Mixed Use)

Ground-up construction for residential 5+ units and mixed use.

Loan amount
$250K - $10M
Term
12-24 months, interest-only
Property types
Residential Multifamily 5+, Mixed Use

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Bridge loans

Flexible short-term bridge financing while you refinance, sell, or reposition a property.

Bridge Loan - Flexible Term (12-36 months)

Configurable bridge loan with admin-defined term options from 12 to 36 months.

Loan amount
$50K - $3.5M
Term
12-36 months, interest-only
Property types
Single Family, 2-4 Unit, Townhome, PUD, Warrantable Condo, Residential Multifamily 5+, Mixed Use

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Stabilized bridge

Short-term financing on stabilized rental property while you refinance, sell, or lease up.

Stabilized Bridge (1-4 Units)

Bridge loan on stabilized 1-4 unit rental property.

Loan amount
$50K - $3.5M
Term
12 months, interest-only
Property types
Single Family, 2-4 Unit, Townhome, PUD, Warrantable Condo

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Stabilized Bridge (5+ Units / Mixed Use)

Bridge loan on stabilized residential 5+ units and mixed use.

Loan amount
$250K - $10M
Term
12-24 months, interest-only
Property types
Residential Multifamily 5+, Mixed Use

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Rental loans (30-year)

Long-term DSCR and non-DSCR financing for single-family, 2-4 unit, multifamily, and portfolio rentals.

Residential Rental - DSCR (30-Year)

30-year DSCR rental/refinance loan for 1-4 unit residential and STRs.

Loan amount
$50K - $3M
Term
30-year
Property types
Single Family, 2-4 Unit, Townhome, PUD, Warrantable Condo, Short-term rental, Unwarrantable Condo

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Residential Rental - Non-DSCR (30-Year)

30-year non-DSCR rental/refinance loan, 1-4 unit residential.

Loan amount
$50K - $10M
Term
30-year
Property types
Single Family, 2-4 Unit, Townhome, PUD, Warrantable Condo, Short-term rental, Unwarrantable Condo

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Multifamily Rental - DSCR (5-9 Units)

30-year DSCR rental loan for 5-9 unit residential multifamily.

Loan amount
$250K - $3M
Term
30-year
Property types
Residential Multifamily 5-9

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Multifamily Rental - Non-DSCR (5+ Units / Mixed Use)

30-year non-DSCR rental loan, residential 5+ units and mixed use.

Loan amount
$100K - $10M
Term
30-year
Property types
Residential Multifamily 5+, Mixed Use

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Portfolio Rental - DSCR

Blanket/portfolio DSCR rental loan on multiple 1-4 unit properties.

Loan amount
$100K - $3.5M
Term
30-year
Property types
Single Family, 2-4 Unit, Townhome, PUD, Warrantable Condo

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Portfolio Rental - Non-DSCR

Blanket/portfolio non-DSCR rental loan.

Loan amount
$100K - $10M
Term
30-year
Property types
Single Family, 2-4 Unit, Townhome, PUD, Warrantable Condo, Unwarrantable Condo

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Commercial rental

Long-term financing for office, retail, warehouse, self-storage, and automotive properties.

Commercial Rental - Non-DSCR (30-Year)

30-year commercial rental/refinance loan: office, retail, warehouse, self-storage, automotive.

Loan amount
$100K - $10M
Term
30-year
Property types
Office, Retail, Warehouse, Self-Storage, Automotive

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Program guidelines, terms, and availability are subject to change. Every loan is subject to underwriting, appraisal, and final credit approval. Rates are not quoted online.

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